Tenant Screening租客背景审查
Learning objectives
By the end of this lesson you'll be able to:
- Screen every applicant with the same 5 layers: income, debt load, credit, rental history, employment
- Run credit checks the way the OIPC actually allows — as a last step, not a blanket condition
- Verify landlord references that might be fake, and use BC court records carefully
- Score applicants on one 100-point scale and document every decision defensibly
- Spot the red flags that predict expensive tenancies
Why screening is where your risk actually starts
Module 5 covered showings and pre-screening — filtering out applicants who clearly don't fit before they ever see the unit. Now you have applications on your desk from people who passed that first filter. This is where the real risk begins.
Picking the wrong tenant is more expensive than vacancy. A tenant who stops paying rent after two months can take three to six months to remove through the RTB dispute process. Add damage, lost rent, and legal costs, and a single bad placement can cost $10,000 or more. Screening does not remove all risk. But a consistent, documented process catches the most predictable problems before they move in.
Key point
Screening is not about being tough. It is about checking the same things, in the same order, for every applicant — and writing down why you approved or declined. That consistency is your defence at the RTB and the BC Human Rights Tribunal.
Real BC case — what it actually costs
BC Supreme Court, July 2025: landlord ordered to pay $30,100
A Delta landlord issued a notice to end tenancy, claiming she needed the unit for personal use. The tenant moved out. A few months later, the landlord texted the former tenant offering to rent it back — at roughly double the original price. The tenant filed with the RTB, which awarded 12 months' rent ($25,300). The landlord challenged the decision through judicial review. The BC Supreme Court upheld the award and added costs. Total loss: over $30,100 — plus her own legal fees.
The lesson is not just about bad-faith evictions. It is about documentation. Landlords who win at the RTB almost always have one thing in common: a paper trail that shows their decisions were made in good faith, following a consistent process.
The 5-layer screening model
Each layer gives you one piece of the picture. No single layer tells you everything. Together, they give you enough to make a defensible decision.
Layer 1 — Income and affordability
A standard guideline is that rent should be no more than 30–35% of gross monthly household income. If the rent is $2,400 per month, you want to see household income of roughly $6,850–$8,000 before taxes. Ask for recent pay stubs (last 2–3 months), an employment letter, or a Notice of Assessment for self-employed applicants. Prefer PDF documents over screenshots — altered pay stubs are common in competitive rental markets.
Important: you can apply an income-to-rent guideline, but you must apply it the same way to every applicant. Under BC Human Rights Code s. 10, lawful source of income is a protected ground in tenancy. You cannot reject someone simply because their income comes from disability benefits, welfare, student loans, or other lawful government sources — as long as the total amount meets your guideline.
Layer 2 — Debt load (DTI ratio)
Someone earning $8,000 per month with $3,000 in car payments, student loans, and credit card minimums is stretched thin. The debt-to-income ratio gives you a better picture. Add monthly rent plus all monthly debt payments, then divide by gross monthly income. Under 35% is strong. Between 35–45% is moderate risk. Over 45% means one missed paycheque could mean missed rent.
Layer 3 — Credit report
You need written consent before pulling a credit report — this is required under PIPA and the BC Business Practices and Consumer Protection Act. Use Equifax or TransUnion (or a PIPA-compliant screening service). Do not reduce screening to one number. A credit score of 680 with clean recent history is often better than a 720 with active collections. Look at payment patterns in the last 12 months, accounts in collections, and the overall trend.
OIPC rule — credit checks are not automatic
According to OIPC Investigation Report P18-01 (2018) and the OIPC's Guidance for Private Sector Landlords and Tenants (2019), a credit check is only appropriate where a prospective tenant cannot provide satisfactory references, or employment and income verification. You can include consent on your standard application form, but you should only actually run the check at the end of the process, on the small number of applicants you are seriously considering. You cannot require a credit check from every applicant as a blanket condition. You must also tell the applicant which bureau you are using and whether the inquiry could affect their score.
Layer 4 — Rental history (last 2 landlords)
This is often the most useful layer. Call the last two landlords or property managers. But do not just call the number on the application — fake landlord references are common. Verify who you are speaking to by cross-checking ownership records or property management company listings.
Ask each landlord reference the same five questions:
- Did they pay rent on time? "Were there any late payments or arrears during the tenancy?"
- Any complaints from neighbours? "Were there any noise or behaviour complaints?"
- Unit condition at move-out? "What was the property condition when they left?"
- Did they follow notice requirements? "Did they give proper notice before moving out?"
- Would you rent to them again? The single most telling question. Listen to hesitation as much as the answer.
Extra layer — BC court registry check
Court Services Online (justice.gov.bc.ca/cso) lets anyone search BC civil court files by name for free. A history of small claims judgments, debt actions, or RTB orders enforced through Provincial Court can confirm — or contradict — what an applicant told you. Two cautions: common names produce false matches, so confirm identity before drawing conclusions; and because OIPC guidance restricts collecting personal information from online searches, disclose this check on your application form and rely on the applicant's written consent, the same way you would for a credit check.
Layer 5 — Employment stability and intent
How long has the applicant been at their current job? Someone who has been at the same employer for two years is a different risk profile than someone who started three weeks ago. If you need to verify, call the employer's main line — not the number on the reference letter. Ask about intended length of stay. A tenant who says "at least two years" signals different commitment than "not sure yet."
Where landlords get it wrong — real BC cases
The most expensive screening mistakes in BC are not about picking someone with bad credit. They happen when landlords make decisions based on personal characteristics, use inconsistent criteria, or document nothing.
BCHRT — lawful source of income
James v. Silver Campsites Ltd., 2011 BCHRT 370 (upheld 2013 BCCA 292)
Mr. James made an accepted offer to buy a mobile home in a manufactured home park, conditional on renting the pad beneath it. The park refused to rent to him, based on a stereotyped view that his disability-pension income of about $900 per month was too low and that his mental disability meant he could not look after himself. The Tribunal found discrimination based on lawful source of income and mental disability, and the BC Court of Appeal upheld the decision.
The lesson: You may assess whether total income supports the rent — but assumptions about the type of income, or about what a disability means, are discrimination. Your reasons must be tied to objective, documented criteria.
BCHRT — family status
Abernathy v. Stevenson, 2017 BCHRT 239 (Victoria)
A landlord told a family of six they were "way too big" for a three-bedroom house and refused to rent to them. He applied to have the complaint dismissed, arguing the Code does not protect family size. The Tribunal disagreed — family status includes the size and composition of a family — and refused to dismiss the complaint, sending it forward to a hearing.
The lesson: Occupancy limits must be based on health and safety standards — not assumptions about wear and tear from larger families. Put your occupancy policy in writing and apply it consistently.
OIPC P18-01 — privacy overreach
BC Privacy Commissioner tenant screening investigation, 2018
The OIPC investigated 13 landlords and found widespread over-collection: SIN numbers, blanket credit checks, months of bank statements, behavioural questionnaires, and social media searches. The report set out what landlords can "always, sometimes, or never" collect, and the OIPC issued a companion guidance document for landlords. The OIPC can investigate your practices and require remediation.
The lesson: Only collect what you actually need. Credit checks are a last resort, not a first step.
Tools available
The Tools tab above has two members-only tools for this module: an interactive Tenant Quality Score calculator (100-point scale) and a copy-and-paste PIPA-compliant BC Rental Application template. Free for registered members.
Red flags checklist — what to watch for
Not every red flag means you should reject someone. But each one should make you dig deeper before saying yes.
Income and financial
- Rent exceeds 40% of gross income with no explanation or co-signer
- Pay stubs with mismatched fonts, rounded numbers, or missing employer details
- Applicant refuses to provide income verification
- Employment start date is within the last 30 days
- DTI ratio above 45% with no savings or co-signer
Credit report
- Multiple late payments in the last 12 months
- Active collections accounts
- Credit score under 600 with no mitigating factors
- Recent bankruptcy or consumer proposal (last 2 years)
- Credit file is very thin or brand new
Rental history
- Previous landlord says they would not rent to them again
- 3+ moves in 2 years with no clear reason
- "Landlord" phone number goes to a cell with no business listing
- Applicant refuses to provide any landlord references
- History of damage disputes or RTB hearings as a tenant
Behaviour and communication
- Pressures you to skip screening or approve immediately
- Offers extra cash or deposits to "lock in" the unit before screening is complete
- Inconsistent details between application, conversation, and documents
- Will not meet in person or do a video call
- Story changes when you ask follow-up questions
How to document your decision
Write a short decision note for every applicant. Keep it neutral and tied to your criteria.
Approved: "Applicant approved. Income-to-rent: 28%. DTI: 33%. Credit score: 712, no recent collections. Two landlord references verified and positive. Employment confirmed 3 years at current employer. Score: 85/100."
Not selected: "Applicant not selected. Income-to-rent: 42%, above guideline. One landlord reference could not be verified. Another applicant met all criteria more strongly. Score: 43/100."
Protected grounds — BC Human Rights Code s. 10
Never write comments connected to a person's Indigenous identity, race, colour, ancestry, place of origin, religion, marital status, family status, physical or mental disability, sex, sexual orientation, gender identity or expression, age, or lawful source of income. Stick to numbers, facts, and criteria.
PIPA data minimization rule
Under PIPA, only collect what you need. Do not ask for SIN numbers — name and date of birth are enough for credit checks (OIPC landlord guidance, 2019). Securely destroy rejected applications after at least one year, or two years for added RTB defensibility.
Key takeaways
- Same 5 layers, same order, every applicant: income, DTI, credit, rental history, employment.
- Use the PIPA-compliant application template in the Tools tab — no SIN numbers, no social media, no immigration status.
- Score every applicant on the same 100-point scale. A documented score sheet is your best defence if a decision is challenged.
- Credit checks are a last step — only on shortlisted candidates, only with written consent (OIPC P18-01).
- Lawful source of income is protected. Apply your income guideline equally regardless of where income comes from.
- Decision notes stay factual and never reference protected grounds.
学习目标
学完本单元后，您将能够：
- 用同样的五层标准审查每一位申请人：收入、负债、信用、租房历史、工作稳定性
- 按OIPC真正允许的方式做信用查询——最后一步，不是入门门槛
- 识别假房东推荐人，并谨慎使用BC法院公开记录
- 用统一的百分制给申请人打分，把每个决定记录到可以自辩的程度
- 识别预示"昂贵租约"的危险信号
为什么筛查才是风险真正开始的地方
第5单元讲的是看房和预筛——把明显不合适的人挡在看房之前。现在，通过第一道过滤的申请表已经摆在您桌上。真正的风险从这里开始。
选错租客比空置贵得多。一个入住两个月就停付租金的租客，走RTB争议程序要三到六个月才能请走。加上损坏、租金损失和法律成本，一次错误的选择可能损失$10,000以上。筛查不能消除所有风险，但一套一致、有记录的流程，能在问题搬进来之前拦住大部分可预见的麻烦。
要点
筛查不是"要够狠"，而是对每个申请人按同样的顺序查同样的东西——并写下批准或拒绝的理由。这份一致性就是您在RTB和BC人权仲裁庭的辩护词。华人圈常见的"看着面善就租""朋友介绍的免查"，恰恰是最贵的两种做法。
BC真实判例——代价有多大
BC最高法院，2025年7月：房东被判赔$30,100
三角洲市一位房东以"自住需要"为由发出终止租约通知，租客搬走了。几个月后，房东发短信给前租客，提出以差不多两倍的价格租回给他。租客向RTB投诉，RTB判赔12个月租金（$25,300）。房东申请司法复核，BC最高法院维持原判并追加诉讼费。总损失超过$30,100——还不算她自己的律师费。
教训不只关于恶意驱逐，更关于记录。在RTB赢的房东几乎都有一个共同点：一条能证明自己善意行事、流程一致的书面证据链。
五层筛查模型
每一层给您一块拼图，任何一层都不能单独说明问题。五层合在一起，才够您做出经得起质疑的决定。
第一层——收入与可负担性
通行标准是租金不超过家庭税前月收入的30–35%。租金$2,400/月，就要看到大约$6,850–$8,000的税前家庭收入。要最近2–3个月的工资单、雇主信，自雇人士要税务评估通知书（NOA）。优先要PDF文件而不是截图——在竞争激烈的租房市场，PS过的工资单并不少见。
重要提醒：收入比例标准可以用，但必须对每个人一视同仁。根据BC《人权法》第10条，合法收入来源是租赁中的受保护事由。只要总收入达标，不能因为对方的钱来自残障补助、福利金、学生贷款等合法来源就拒绝。
第二层——负债率（DTI）
月入$8,000但车贷、学贷、信用卡最低还款加起来$3,000的人，其实很紧张。负债率能看得更清楚：月租金加所有月度债务还款，除以税前月收入。低于35%是强；35–45%中等风险；超过45%意味着一次工资延误就可能变成一次租金拖欠。
第三层——信用报告
拉信用报告前必须取得书面同意——这是PIPA和BC《商业行为与消费者保护法》的要求。用Equifax或TransUnion（或符合PIPA的筛查服务）。不要把筛查简化成一个数字：680分但近期记录干净，往往好过720分但有活跃催收。看最近12个月的还款模式、催收账户和整体趋势。
OIPC规则——信用查询不是"标配"
根据OIPC调查报告P18-01（2018）和2019年《私营部门房东与租客指引》，只有在申请人无法提供令人满意的推荐人或就业收入证明时，信用查询才是恰当的。同意条款可以印在标准申请表上，但真正"执行"查询应放在流程最后、只针对认真考虑的少数入围者。不能把信用查询设为对所有申请人的一揽子条件。还必须告知申请人使用哪家信用局、查询是否可能影响其信用分。
第四层——租房历史（最近两任房东）
这往往是最有用的一层。给最近两任房东或物业经理打电话。但别只打申请表上写的号码——假房东推荐人很常见（华人圈里"找朋友冒充前房东"的操作尤其要防）。通过产权记录或物业公司官方列表交叉核实接电话的人是谁。
对每位房东推荐人问同样的五个问题：
- 租金按时交吗？"租期内有没有迟交或拖欠？"
- 邻居投诉过吗？"有没有噪音或行为方面的投诉？"
- 退房时房子状况如何？"搬走时房子是什么状态？"
- 按规定提前通知了吗？"搬走前有没有正式提前通知？"
- 您还会租给他吗？最能说明问题的一个问题。犹豫本身和答案一样重要。
加查一层——BC法院公开记录
法院在线服务（justice.gov.bc.ca/cso）允许任何人免费按姓名检索BC民事案卷。小额索赔判决、债务诉讼、经省法院执行的RTB命令，都能印证——或戳穿——申请人的说法。两个注意：同名同姓会产生误配，下结论前先确认身份；且OIPC指引限制从网络检索收集个人信息，所以要像信用查询一样，把这项检查写进申请表并取得书面同意。
第五层——工作稳定性与居住意向
申请人在现单位干了多久？同一雇主两年和入职三周是完全不同的风险画像。需要核实时，打雇主总机——不打推荐信上留的号码。再问打算住多久："至少两年"和"还不确定"透露的承诺度完全不同。
房东在哪儿栽跟头——BC真实判例
BC最贵的筛查错误，不是选了信用差的人，而是基于个人特征做决定、标准前后不一，或者什么都不记录。
人权仲裁庭——合法收入来源
James诉Silver Campsites Ltd.案（2011 BCHRT 370，2013年BC上诉法院维持）
James先生出价购买移动房屋获得接受，条件是租下房屋下方的地块。园区拒绝出租，理由是刻板地认为他每月约$900的残障养老金太低、精神残障意味着无法照顾自己。仲裁庭认定构成基于合法收入来源和精神残障的歧视，BC上诉法院维持裁决。
教训：可以评估总收入是否撑得起租金——但对收入类型的臆断、对残障含义的臆断，就是歧视。您的理由必须挂钩客观、有记录的标准。
人权仲裁庭——家庭状况
Abernathy诉Stevenson案（2017 BCHRT 239，维多利亚）
房东对一个六口之家说他们对三居室"实在太多人了"并拒绝出租。他申请驳回投诉，主张《人权法》不保护家庭规模。仲裁庭不同意——家庭状况包括家庭的规模和构成——拒绝驳回，案件进入听证。
教训：入住人数限制必须基于健康与安全标准——不是"人多损耗大"的臆断。"不租人多的家庭"这句华人房东的口头禅，就是这类投诉的直接来源。把人数政策写成书面，并对所有人一致执行。
OIPC P18-01——隐私过度收集
BC隐私专员租客筛查调查，2018年
OIPC调查了13家房东，发现普遍的过度收集：SIN号码、一揽子信用查询、数月银行流水、行为问卷、社交媒体搜索。报告列出了房东"总是/有时/绝不"可以收集的信息清单，并配套发布了房东指引。OIPC有权调查您的做法并要求整改。
教训：只收真正需要的。信用查询是最后手段，不是第一步。要对方"发银行流水看看实力"在BC省是违规操作。
实用工具
上方"实用工具"标签有本单元的两件会员工具：互动式租客质量评分计算器（百分制）和可复制的符合PIPA的BC租房申请表模板。注册会员免费使用。
危险信号清单——盯住这些
不是每个危险信号都该一票否决，但每一个都该让您在说"行"之前再挖深一层。
收入与财务
- 租金超过税前收入40%，且没有解释、没有担保人
- 工资单字体不一致、数字过于整齐、缺雇主信息
- 拒绝提供收入证明
- 入职日期在最近30天内
- 负债率超45%，无存款、无担保人
信用报告
- 最近12个月多次迟付
- 有活跃的催收账户
- 信用分低于600且无可解释因素
- 近两年有破产或消费者提案
- 信用档案极薄或刚建立
租房历史
- 前房东表示"不会再租给他"
- 两年内搬家3次以上且说不清原因
- "房东"电话是无任何商业登记的私人手机
- 拒绝提供任何房东推荐人
- 有损坏纠纷史或作为租客的RTB听证记录
行为与沟通
- 催您跳过筛查、立刻批准
- 在筛查完成前塞额外现金或押金"先锁定房子"
- 申请表、口头说法、文件之间细节对不上
- 不肯见面也不肯视频
- 一追问，说法就变
决定怎么记录
给每位申请人写一条简短的决定记录，措辞中性、紧扣标准。
批准示例："申请人获批。租金收入比28%；负债率33%；信用分712，无近期催收；两位房东推荐人核实且评价正面；现职3年已确认。评分：85/100。"
未选示例："申请人未入选。租金收入比42%，超出标准；一位房东推荐人无法核实；另一申请人各项标准更优。评分：43/100。"
受保护事由——BC《人权法》第10条
记录中绝不出现与以下内容相关的评语：原住民身份、种族、肤色、血统、原籍地、宗教、婚姻状况、家庭状况、身心残障、性别、性取向、性别认同或表达、年龄、合法收入来源。只写数字、事实和标准。
PIPA最少收集原则
PIPA之下，只收必要信息。不要SIN号码——姓名加出生日期足够做信用查询（OIPC 2019房东指引）。被拒申请保存至少一年后安全销毁；为增强RTB自辩能力可保存两年。
要点回顾
- 五层标准、同一顺序、每位申请人：收入、负债率、信用、租房历史、工作。
- 用"实用工具"里符合PIPA的申请表模板——不收SIN、不查社交媒体、不问移民身份。
- 每位申请人同一个百分制打分。有记录的评分表是决定被质疑时最好的防御。
- 信用查询放最后——只查入围者、只在书面同意后（OIPC P18-01）。
- 合法收入来源受保护。收入标准对所有来源一视同仁。
- 决定记录只写事实，永不触碰保护事由。
Apply what you learned学以致用
Work through this checklist:逐项完成这份行动清单：
Frequently asked questions常见问题
Avoid it. A SIN is not needed for credit checks — name and date of birth are enough to confirm identity (OIPC landlord guidance, 2019). The BC Privacy Commissioner has found that collecting SIN numbers goes beyond what is reasonable under PIPA. You cannot deny a tenancy because someone refuses to give their SIN.
No. Under BC Human Rights Code s. 10, lawful source of income is a protected ground in tenancy. You can check whether total income meets your rent-to-income guideline — just apply that guideline the same way for everyone.
There is no legal minimum. Many landlords look for 650+, but a score alone does not tell the story. Focus on recent payment behaviour and trend — not the number in isolation. Apply the same criteria to everyone and document it.
No — and you should not. The OIPC has been clear that credit checks are only appropriate when a prospective tenant cannot provide satisfactory references or employment and income verification (Investigation Report P18-01). Only run the check near the end of your process, on shortlisted candidates.
BC civil court records are publicly searchable by name through Court Services Online. If you use this, be careful: common names create false matches, and OIPC guidance restricts collecting personal information from online searches. The safest approach is to disclose the check on your application form and obtain written consent, and to only rely on records you can confirm belong to the applicant.
Focus on verified income, employment stability, and any available rental references — including international ones if verifiable. A thin credit file is not the same as bad credit. Consider a co-signer if affordability is borderline. Do not make decisions based on place of origin — a protected ground under BC Human Rights Code s. 10.
PIPA requires you to keep personal information used to make a decision for at least one year. Many advisors recommend two years for RTB defensibility. After that, securely delete digital files and shred paper copies.
Avoid it. "Something felt off" is not a defensible reason at the Human Rights Tribunal. Use your scoring system, document objective reasons for every decision, and make sure none of those reasons touch a protected ground.
Yes, when affordability or credit is borderline. Apply that requirement consistently. Screen the co-signer using the same criteria. Document why a co-signer was requested so it is clear the decision was based on financial risk, not personal characteristics.
Cross-check the phone number against property management company listings or ownership records (available through BC Assessment or the Land Title and Survey Authority). Call the company's main line and ask to be transferred. If the "landlord" number goes to a personal cell with no business listing, dig deeper before counting it.
Yes, but occupancy limits must be based on BC Building Code occupancy standards or local health and safety requirements — not assumptions about family size. A blanket "no families with children" policy is discrimination based on family status — the Tribunal confirmed in Abernathy v. Stevenson, 2017 BCHRT 239, that family status includes the size and composition of a family. Put your policy in writing and apply it consistently.
The BC Human Rights Tribunal will request your documentation. If you have a completed scoring sheet, a neutral decision note tied to your criteria, and no notes mentioning protected grounds, you are in a strong position. The Tribunal can order compensation, damages for injury to dignity, and public reporting of findings.
Yes. You can ask about pets and set pet policies. Under BC's Residential Tenancy Act, landlords can charge a pet damage deposit up to half a month's rent. You cannot refuse a service animal or support animal needed for a disability — treat it as a human rights accommodation request, not a standard pet application.
The OIPC's guidance is clear: landlords should not collect personal information from social media or internet searches (Investigation Report P18-01). Social media is likely to expose you to protected characteristics. Stick to the 5-layer screening model.
不要。信用查询用不到SIN——姓名加出生日期就足以确认身份（OIPC 2019房东指引）。BC隐私专员已认定收集SIN超出PIPA的合理范围。也不能因为对方拒给SIN就拒绝租约。
不可以。BC《人权法》第10条下，合法收入来源是租赁中的受保护事由。您可以核查总收入是否达到租金收入比标准——但这个标准必须对所有人同样适用。
法律没有最低线。很多房东看650以上，但分数本身讲不完整个故事。重点看最近的还款行为和趋势，不是孤立的数字。对所有人用同一标准并记录在案。
不需要——也不应该。OIPC明确：只有当申请人无法提供令人满意的推荐人或就业收入证明时，信用查询才恰当（P18-01调查报告）。查询放在流程末端、只针对入围者。
BC民事案卷可通过法院在线服务按姓名公开检索。使用时注意：同名会误配；OIPC指引限制从网络检索收集个人信息。最稳妥的做法是把这项检查写进申请表、取得书面同意，且只采信能确认属于该申请人的记录。
侧重核实过的收入、工作稳定性和任何可核实的租房推荐（包括海外的）。信用档案薄不等于信用差。可负担性临界时可要求担保人。绝不能基于原籍地做决定——那是第10条的保护事由。这一条对华人房东是双向提醒：您不能歧视新移民，也不必因为对方是同胞就免掉核实。
PIPA要求用于决策的个人信息至少保存一年；不少顾问建议两年以增强RTB自辩能力。之后安全删除电子文件、粉碎纸质文件。
不要。"感觉不对劲"在人权仲裁庭站不住脚。用评分系统，为每个决定记录客观理由，并确保没有一条理由触碰保护事由。
可以，在可负担性或信用处于临界时。要求要前后一致，担保人按同样标准筛查，并记录为什么要求担保人——让决定明显基于财务风险而非个人特征。
把电话号码与物业公司官方列表或产权记录（BC Assessment、土地产权局）交叉核对。打公司总机请转接。如果"房东"号码是没有任何商业登记的私人手机，先深挖再采信。
可以，但必须基于BC建筑规范或当地健康安全标准——不是"家庭大损耗大"的假设。"不租带小孩的家庭"是家庭状况歧视——Abernathy诉Stevenson案（2017 BCHRT 239）确认家庭状况包括家庭的规模和构成。政策写成书面、一致执行。
仲裁庭会调取您的记录。如果您有完整的评分表、紧扣标准的中性决定记录、且没有任何触碰保护事由的笔记，您的位置就很稳。仲裁庭有权判赔偿、尊严损害金，并公开裁决。
可以。可以问宠物、定宠物政策。根据BC《住宅租赁法》，宠物损坏押金最高为半个月租金。但不能拒绝残障所需的服务犬或辅助动物——那要按人权接纳请求处理，不是普通宠物申请。
OIPC指引很明确：房东不应从社交媒体或网络搜索收集个人信息（P18-01）。社交媒体几乎必然让您接触到受保护特征。查微信朋友圈、小红书同样算——守住五层筛查模型就够了。
LandlordPass provides educational content about property management in British Columbia. This course does not constitute legal or privacy advice. For specific questions about PIPA compliance, human rights obligations, or tenancy law, consult a qualified professional or contact the OIPC, BC Human Rights Tribunal, or Residential Tenancy Branch directly.
LandlordPass 提供关于卑诗省（BC省）物业出租管理的教育性内容。本课程不构成法律或隐私合规意见。中文内容为便于理解的本地化改写，仅供参考；如与英文原文或法律条文有出入，以官方英文法规为准。涉及PIPA合规、人权义务或租赁法的具体问题，请咨询合格专业人士，或直接联系OIPC、BC人权仲裁庭或住宅租赁办公室（RTB）。
🎯 Tenant Quality Score Calculator租客质量评分计算器
Score each category — the total updates live on a 100-point scale. Keep completed score sheets on file: they prove you applied the same criteria to everyone.逐项选择——总分按百分制实时更新。把评分结果存档：它能证明您对所有人用了同一套标准。
0–49 High risk高风险 · 50–69 Moderate — verify harder中等——加倍核实 · 70–100 Strong applicant优质申请人
📋 BC Rental Application Template (PIPA-Compliant)BC租房申请表模板（符合PIPA）
Based on OIPC Investigation Report P18-01 and the OIPC's 2019 landlord guidance. Copy the plain-text version and paste into Word or Google Docs, then print. Collects only what a reasonable landlord needs — no SIN, no social media, no immigration status.依据OIPC调查报告P18-01和2019年房东指引编写。复制纯文本版粘贴到Word或Google文档后打印使用。只收集合理需要的信息——不收SIN、不查社交媒体、不问移民身份。表格本身用英文（法律标准文本），中文说明帮您理解各部分内容。
Retain completed applications for a minimum of 1 year (PIPA) — 2 years for RTB defensibility — then destroy securely. Complete Section A before issuing; sign Section I only when you decide to accept.已填申请表至少保存1年（PIPA要求）——为RTB自辩可存2年——之后安全销毁。发出前先填好A部分；只有决定接受时才签I部分。中文提示：A=房源信息（房东先填）；B/C=申请人及共同申请人；D=现居与前居地址及房东联系方式；E=工作与收入（收入来源受保护，不得据此拒绝）；F=同住人、宠物、车辆；G=紧急联系人；H=同意与授权（信用查询只针对入围者）；I=房东接受栏。